FAQ

Every few days, Bachat checks your spending patterns and moves a few Rupees from your current savings account to your Bachat account, if you can afford it. Easily withdraw your money any time, quickly and with no fees.
Bachat automatically figures out when and how much is safe to save based on your lifestyle. Bachat doesn't require you to figure out an arbitrary amount to transfer every month.
Yes. Bachat uses state-of-the-art security measures. Your personal information is anonymized, encrypted and securely stored. All funds held within Bachat are deposited as Fixed deposit in leading Banks to ensure your capital is safe and earns maximum return.
Bachat is completely free. You will see “Instakash Technologies" transactions in your Savings account but these transactions are just transfers to and from Bachat.
We believe so strongly in our math and our ability to safely identify money you can afford to save that if we overdraft your account, we'll cover the fee, up to two times per customer, but in all cases our algorithms will work to ensure you are never out of pocket.
Yes, for sure, simply send us a Text "Minimum < space > Amount" or select ‘Minimum’ in your app and Bachat will ensure that we never debit your account below this amount, hence ensuring you always have money to spend.
Yes, this is one of the main features through Bachat, were you can anytime ‘Pause’ or ‘Restart’ your savings through the app or my texting us ‘ Pause’ or ‘Restart’ and we will do the rest to ensure you always have control on your Bachat Savings Account.
Yes, we have an Android app and our iPhone app will be out soon, to encourage our development team you can sign up, so we can convince them to speed up the development.
Unfortunately, Bachat is India only right now. We have hopes to expand internationally in the future.
You can withdraw your savings 24/7/365 and as many times as you want per month. You can access your Bachat savings by messaging Bachat 'Withdraw' whenever you'd like to move money to your Savings account or go on to our app and press ‘Withdraw’ and we shall ensure you will get the money in less than 2 hours.
Some of our users have started a fund for emergencies, splurged on a trip, or paid down debt. You can also move your savings to other accounts (for investments or retirement) as often as you wish.
We are always here to solve your queries. You can text / WhatsApp or call us anytime on +91 99999 44949.